A CallDirect Personal Loan is an unsecured loan that you pay back over a repayment term of between 7 and 60 months. We don’t need any collateral and you choose the loan amount that suits you and your budget.

We offer loans from R2 000 to R50 000 (in increments of R1 000) which are deposited directly into your bank account on approval. You are, of course, completely free to use the money however you like so why not make those home renovations or pay for your child's education or even consolidate your retail accounts – the options are endless!

Our Personal Protection Plan will cover your outstanding loan balance in full in the case of death, permanent disability or certain dread diseases. You’ll also receive limited cover for retrenchment and temporary disability. Of course, you’re free to seek alternative cover as long as it offers the same protection.

Note that all loans are subject to the National Credit Act of 2005. All applications are considered and subject to credit approval by Direct Axis, an authorised Financial Services Provider.